Buy now and pay later on your bathroom
You will be able to choose whether you spread the cost of your purchase over 6 months, 12 months, 18 months or 24 months, depending on how much you spend. For purchases over £99, you can choose 6 months or 12 months and for purchases over £500 you will be able to choose to spread the cost of your order over 6 months, 12 months, 18 months or 24 months. All of course, with 0% interest free credit.
The example below highlights the interest you will pay, if your balance isn't paid off within the 0% interest free period.
19.9% APR (variable)
Purchase interest rate
19.9% p.a. (variable)
Assumed Credit limit
This example above illustrates the typical cost of using PayPal Credit as a standard funding method. If you take advantage of our offers and promotions, including our 0% for 4 months offer, the interest rate that applies will be lower in many circumstances. Credit is subject to application and status
Do I need to have a PayPal account?
Yes. Choose “PayPal Credit payment” under the “select payment method” option on the billing page.
You’ll be directed to the PayPal website, where you’ll need to create a PayPal account and fill out a short application.
Once approved, you’ll be sent back to us to complete your order.
How does PayPal work?
PayPal is a secure, quick and easy way to send and receive money online. You can use a PayPal account to buy products without entering your credit card details on various different websites. For more information about PayPal and how it works, visit the PayPal website.
What if I’m unsuccessful when I apply?
Decisions over the success or failure of an application sit entirely with PayPal.
If you’ve been declined, PayPal will email you with information about why your application was unsuccessful. If you were denied credit, you can still use PayPal to check out securely with your bank account, debit, or credit card.
I can’t find PayPal Credit as a payment option
Make sure you have at least £99 worth of goods in your basket.
If the minimum spend of £99 is in your basket and you still have no option for PayPal Credit, give us a call on 0333 004 6333 and we’ll be happy to help.
Can I make a phone order and apply for PayPal Credit?
No. PayPal credit is only available online.
Can I still return the item(s) I bought?
Of course. Just return as normal and we’ll refund the money to your PayPal Credit account.
Once funds are returned to your PayPal Credit account, the credit will be available to you as part of your limit for all your future PayPal Credit purchases, including future instalment offers with us.
Questions about PayPal credit for soak.com orders
If you like the idea of 0% interest free credit for between 6 and 24 months but still aren’t quite sure how this would work for you, you’re welcome to contact us with any questions you have. Call us, email us or visit the page of a product you’re interested in using PayPal credit for and ask us any questions on our Live Chat.